Banking & Finance Law
Lending, security, recovery and financial-sector regulation for lenders and borrowers alike.
Detailed overview
We document and negotiate credit on both sides of the table — facility agreements, security packages, intercreditor arrangements and guarantees — with a working understanding of what a lender's credit committee will and will not accept.
Because the team also handles recovery and enforcement, security documents are drafted by people who have had to enforce them. That materially changes how a charge, guarantee or default clause is written.
On the regulatory side we advise banks, non-bank lenders and fintech operators on licensing, product structuring and compliance with prudential and conduct requirements.
- Facility agreements, term loans and working-capital lines
- Security creation, perfection and registration
- Guarantees, indemnities and intercreditor arrangements
- Project and structured finance documentation
- Loan restructuring, refinancing and workouts
- Recovery proceedings and enforcement of security
- Banking regulatory advice and licensing
- Fintech, payments and digital-lending compliance
Why you might need this service.
If one of these describes your situation, a short conversation will establish whether there is a matter worth pursuing.
You are lending and the security package must be enforceable, not merely signed.
You are borrowing and the covenants need negotiating before you are bound by them.
A facility is in default and recovery has to begin.
A financial product requires regulatory clearance before launch.
The attorneys handling banking & finance law.
Before you make contact.
Submit the consultation form on this site, call the office, or email our intake address. We aim to acknowledge every enquiry within one business day and to offer an appointment within three. Where a matter is time-critical — an arrest, an injunction, a deadline that expires this week — say so in your first message and we will treat it accordingly.
A named partner or senior associate is responsible for every file and remains your point of contact throughout. Work is delegated within the team where it is efficient to do so — document review does not need partner time — but supervision does not move, and you will always know who is accountable.
Depending on the matter: hourly at the rate of the lawyer doing the work, a fixed fee for defined scopes such as documentation or a licence application, or a retainer for continuing advisory work. Whichever applies, you receive a written engagement letter setting out the basis, the rate and the estimate before any chargeable work begins.
Yes, directly, and at the first opportunity. A candid assessment early is worth considerably more than an encouraging one that changes eight months and a large invoice later. Where a case is weak we will explain why, and whether anything can be done to strengthen it.
- Corporate & Business LawFormation, governance, investment and exit — the legal spine of a company through every stage of its life.
- Property & Real Estate LawTitle, transactions, development and possession — for owners, developers, landlords and lenders.
- Employment & Labor LawContracts, policies, restructuring and workplace disputes — advising employers and senior executives.
Speak to the banking & finance law team.
Describe what has happened in a few sentences. We will tell you whether it is a matter we should take, what it would involve, and what it would cost.
- Direct line
- +1 (212) 555-0142
- Response time
- Every enquiry acknowledged within one business day.